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Financial intelligence (FININT) is the gathering of information about the financial affairs of entities of interest, to understand their nature and capabilities, and predict their intentions. Generally the term applies in the context of law enforcement and related activities. ==Financial intelligence collection== One of the main purposes of FININT is to identify financial transactions that involve tax evasion, money laundering or some other criminal activity, which involves transferring undeclared money or other funds, some of which may be proceeds of crime or tax evasion. FININT may also be involved in identifying financing of criminal and terrorist organisations. However, most financial transactions do not involve tax evasion, money laundering or arise from criminal activity. FININT involves scrutinizing a large volume of transactional data, usually provided by banks as part of regulatory requirements. Transactions made by certain individuals or entities may be studied. Alternatively, data mining or datamatching techniques may be employed to identify persons potentially engaged in a particular activity. Where financial institutions are required to make manual reports of certain financial transactions, obtaining this information is a type of HUMINT, just as the reports of military police in a combat zone is HUMINT. Not all HUMINT comes from espionage. Many industrialized countries have such reporting requirements. It may be possible for the FININT organization to obtain access to raw data at a financial organization. From the collection standpoint, if the data are in computer-readable format, this is a type of SIGINT. From a legal standpoint, this type of collection can be quite complex. For example, the CIA obtained access to the Society for Worldwide Interbank Financial Telecommunication (SWIFT) data streams, but this violated Belgian privacy law. Reporting requirements do not affect Informal value transfer systems (IVTS), the use of which may simply be customary in a culture, and of amounts that would not require reporting if in a conventional financial institution. IVTS also can be used for criminal purposes of avoiding oversight. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「financial intelligence」の詳細全文を読む スポンサード リンク
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